Intro language
From Federal programs to health resources, CBP has you covered.
CBP Financing Programs
Small Business Financing.
At CBP’s Business Finance Center, we make a difference in people’s lives by lending to promising small businesses that are unable to secure financing through traditional means. Our goal: to help small businesses become credit worthy so that they can create sustainable income and jobs. Our target markets are traditionally underserved and underbanked small businesses as well as low income communities.
We not only provide financing but we also share knowledge though the Community Business Partnership family of business assistance providers. We require loan clients to attend informative training sessions and regular counseling sessions to help them become even better business owners.
*Community Business Partnership is an ‘Equal Opportunity Lender’ and does not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status.
CBP's Financing Programs
Check out our loan programs below to learn more about how we can help your business and community! NOTE: Please submit ONLY ONE (1) loan inquiry form. Do not submit an inquiry form for each of our loan programs. Thank you!
FINANCING
VA Small Business Resiliency Loan Fund
Community Business Partnership is an approved VA Dept of Housing and Community Development (VA DHCD) Small Business Resiliency lender. The VA Business Resiliency Loan Program is designed to help the underserved and underbanked entrepreneurs located in key Virginia markets. >> Learn more about this loan
- Amount Maximum: $10,000 – $50,000 per business (per owner)
- Interest Rate: 7% – 10% fixed
- Terms: Up to 6 years
- Fees: Closing fee rate: 2% (Fees are financed into the loan);
- Late payment fee: 5% of outstanding balance;
- Non sufficient funds fee: $25.
- Collateral: security interest in a business asset(s) via VA SCC UCC filing and personal guarantee(s) of owners with 20% or more ownership
Loan Inquiry Form
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CBP-SBA Microloan Fund
FINANCING
Text. >> Learn more about this loan
- Amount Maximum: $1,000 – $50,000 per business (per owner)
- Interest Rate: Fixed rate per SBA terms – as low 7.75% to a high of 9.625%
- Terms: Up to 6 years
- Fees: Closing fee rate: 3% (Fees are financed into the loan);
- Late payment fee: 5% of outstanding balance;
- Non sufficient funds fee: $25.
Loan Inquiry Form
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CBP Enterprise Loan Fund
Start ups and established small businesses seeking capital to grow and expand their operations. >> Learn more about this loan
- Amount Maximum: $1,000 to $250,000 per business (no more than one business per borrower or related entity)
- Interest Rate: Prime Rate +0% to Prime Rate +3%
- Terms: Up to 6 years
- Fees: Closing Fee: 2% of the loan amount.
- Collateral: security interest in a business asset(s) via SCC UCC filing and personal guarantee(s) of owners with 20% or more ownership
Loan Inquiry Form
FINANCING
Fairfax County Microloan Fund
The Fairfax County Small Business Revolving Loan Fund was created by the Fairfax County Supervisors to help small businesses seeking financing that they cannot establish through traditional means. >> Learn more about this loan
- Amount Maximum: Up to $30,000 per business (no more than one business per borrower or related entity)
- Interest Rate: Prime Rate +0% to Prime Rate +3%
- Terms: Up to 6 years
- Fees: UCC Filing: $60; Credit Check Fee: $50;
- Late payment fee: 5% of outstanding balance;
- Non sufficient funds fee: $25.
Loan Inquiry Form
FINANCING
KP Bailey’s Crossroad/Culmore Loan Fund
Kaiser Permanente (KP) is providing support to neighborhoods in Northern Virginia achieve financial stability. In collaboration with Community Business Partnership (CBP), a revolving loan fund has been created for small businesses in the Bailey’s Crossroads/Culmore neighborhoods of Fairfax County, Virginia. >> Learn more about this loan
- Amount Maximum: $5,000-$15,000 per business
- Interest rate: Prime +0% to Prime +3%
- Terms: 6 years
- Application start date: Currently accepting applications.
Loan Inquiry Form
FINANCING
NOVA Freedom Fund
The NOVA Freedom Fund is designed to help minority/people of color entrepreneurs located in Northern Virginia. It is a revolving loan fund funded by the Freedom Bank Foundation and various donors. >> Learn more about this loan
- Amount: $5,000-$20,000 per business
- Interest rate: Prime +0% to Prime +3%
- Terms: 6 years
- Application start date: Currently accepting applications.
Loan Inquiry Form
FINANCING
Helping Hands Loan Fund
The Helping Hands Loan Fund is targeted to help low-to-moderate income individuals attain self-sufficiency through entrepreneurship.
This fund has the potential to help individuals, especially women, develop self-sufficiency through micro-enterprise development, which then helps to boost the local economy. The Helping Hands Loan Program helps borrowers supplement their family income with a small or seasonal income business.
The ability to access small sums of money to jump-start or support small business ventures is vital to the local economy. When a loan fund looks primarily at the borrower and their business or idea, not just their credit, it makes the loan program more viable and helps to create more success stories.
. >> Learn more about this loan
- Amount Maximum: $1,000 – Maximum $5,000
- Interest Rate Prime + 1%
- Terms 1-year – 2 or 3 years
- Fees: Loan Closing Fee: 1.5% (fees are financed into the loan);
- UCC Filing (State – if applicable): $40;
- Prospective borrowers could qualify for scholarship rates for select CBP training programs (see Scholarship Option below)
Loan Inquiry Form
CBP's Sponsors
We offer a special thank you to our sponsors!
CBP's Supporters
CBP management and staff are contracted annually through an agreement with George Mason University and a representatives from the Fairfax County Economic Development Authority and the Fairfax County Small Business Commission have permanent seats on the CBP Board of Directors.
Upcoming Classes
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CBP Counseling
Community Business Partnership offers no cost, virtual one-on-one counseling sessions on specific business issues.
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CBP Resources
Check out CBP's resources for individuals considering entrepreneurship, a startup, or small business trying to navigate various growth stages.
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CBP Incubator
Do you need a business space? The CBP offers a variety of incubator options to help small businesses.
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